Frequently Asked Questions
How does my insurance work in an MDVIP affiliated practice?
Is Medicare accepted?
My insurance already provides for an annual physical. What is different about this?
Do I have to pay the annual fee all at once?
Does my insurance cover the annual fee?
How does this work with my corporate benefits plan?
How does my insurance work in an MDVIP affiliated practice?
Most PPO, POS and HMO health insurance plans are fully compatible with your membership in an
MDVIP affiliated practice. We will be happy to discuss your specific health plan with you.
Your annual fee is for preventive care services that are not covered by insurance. You will
still need health insurance to cover all other healthcare visits unrelated to your comprehensive
annual preventive care examination, including office visits hospital stays and visits to specialists.
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Is Medicare accepted?
Yes. MDVIP affiliated practices are entirely compatible with Medicare.
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My insurance already provides for an annual physical. What is different about this?
The limit of no more than 600 patients allows the MDVIP affiliated physicians to provide a preventive
care physical examination that is dramatically broader than that which may be covered by insurance.
After the physical examination, each patient receives a detailed written report and a personal wellness
plan implemented throughout the year. Each patient will also receive a Personal Health Record mini-CD - ROM,
which is the size of a credit card and contains the results of your physical examination, lab tests, EKG,
summary medical history, and emergency contact information.
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Do I have to pay the annual fee all at once?
No. A quarterly payment plan is available using your American Express, MasterCard, Visa, or Discover card.
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Does my insurance cover the annual fee?
Most insurers view the preventive care services encompassed by the annual fee as non-covered
services and, therefore, do not reimburse the annual fee. Nonetheless, some insurers may cover a
small portion of the annual fee. Insurance plans vary greatly, so check with your physician at the time
of your physical examination. You should not join an MDVIP affiliated practice expecting any reimbursement
for your annual fee.
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How does this work with my corporate benefits plan?
The annual fee may be paid through employer Section 125 plans, and is compatible with flexible
spending accounts (FSAs), medical savings accounts (MSAs), and health reimbursement accounts (HRAs).
The fee may also be paid through the newly established health savings accounts (HSAs). Depending upon
the type of plan in which you participate, the physician will provide you with a statement for your
benefits administrator at the time of your physical examination.
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